Aligned Finance Loan Application Form & Process

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‍Subject to approval. Aligned Finance offers loans to customers at a range of interest rates between 8.95% to 29.95%. The interest rate is calculated by each individual lender. The client is assessed by considering credit history, stability in employment and residence, asset backing, affordability and security value offered. We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. In order to be approved you must meet the lender's credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.
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To help you grasp the real-world impact of our loan offerings, let's consider a representative example. Imagine borrowing $10,000 over 5 years, with a fixed annual interest rate of 19.95% and no deposit. With this scenario, your weekly installment would amount to $64.10. The total cost of credit over the loan term would be $6,662.58, culminating in a total amount payable of $16,662.58. This example illustrates how we present a clear and comprehensive breakdown, allowing you to assess affordability with confidence.

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about personal loans are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.