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Terms and conditions Subject to approval. Interest rates and loan terms vary depending on the lender, the loan product and your individual circumstances. Any applicable interest rate, fees and loan terms will be fully disclosed before you enter into a loan agreement. We work with our selected panel of lenders to provide access to lending solutions suited to your circumstances. In order to be approved you must meet the lender's credit criteria and responsible lending requirements. Where applicable, a broker fee between $0 and $995 (including GST) may apply. The amount will depend on the lender, the loan product and the complexity of your application. Any applicable broker fee will be fully disclosed to you before you enter into a loan agreement. Fees, charges, terms and conditions apply.